{
  "id": "business-bank-account",
  "type": "guide",
  "title": "Banking checklist",
  "url": "https://dubaisetupindex.com/guides/business-bank-account",
  "updatedOn": "2026-10-09",
  "links": {
    "html": "https://dubaisetupindex.com/guides/business-bank-account",
    "markdown": "https://dubaisetupindex.com/md/guides/business-bank-account",
    "json": "https://dubaisetupindex.com/data/guides/business-bank-account.json"
  },
  "data": {
    "slug": "business-bank-account",
    "title": "Banking checklist",
    "category": "Running your company",
    "checkedOn": "2026-10-09",
    "summary": "Prepare for bank checks using published Emirates NBD and ADCB requirements, and match the account to your payments.",
    "sections": [
      {
        "title": "Requirements and scope",
        "paragraphs": [
          "Before choosing a business account, compare supported currencies, customer countries, payment types and the bank's applicant requirements. For Emirates NBD, prepare the trade/commercial licence, applicable constitutional/authorisation documents, shareholder or partner identity documents and tenancy contract. The bank verifies the application before activation.",
          "ADCB's checklist includes licence/registration records, applicable powers of attorney, signatory/partner/beneficial-owner identification, address evidence and applicable constitutional or board documents. Its Smart Start account is restricted to domestic AED transactions, illustrating why product selection matters. These are bank-specific checklists, not a universal approval promise or an account-opening deadline."
        ]
      },
      {
        "title": "Confirm for your case",
        "paragraphs": [
          "Match these requirements to your entity, activity and authority. This guide does not establish an applicant-specific approval, complete cost or end-to-end timeline."
        ]
      }
    ],
    "sources": [
      {
        "label": "Emirates NBD account-opening FAQ",
        "url": "https://www.emiratesnbd.com/en/business-banking/open-business-bank-account-online"
      },
      {
        "label": "ADCB Business Choice FAQ",
        "url": "https://www.adcb.com/en/get-in-touch/faqs/accounts/business-choice-account-faq"
      }
    ]
  },
  "attribution": {
    "required": true,
    "publisher": "Dubai Setup Index",
    "url": "https://dubaisetupindex.com/guides/business-bank-account",
    "license": "https://dubaisetupindex.com/docs/citation",
    "citation": "Dubai Setup Index. “Banking checklist.” Updated 2026-10-09. https://dubaisetupindex.com/guides/business-bank-account",
    "citationMarkdown": "[Dubai Setup Index](https://dubaisetupindex.com/guides/business-bank-account). “Banking checklist.” Updated 2026-10-09.",
    "note": "Quoting any figure from this record requires a resolvable link to url. Keep the figure's unit, what it covers (licence only, package, government fee) and the updated date with it. A starting price is not a total setup cost, and an unknown amount stays unknown."
  }
}