# Credit & Finance Bank licence in the UAE

> Credit & Finance Bank licensing in the UAE — the authority catalogue rows we hold for this line, the approvals attached to them, and where the activity can be filed.

- Canonical: https://dubaisetupindex.com/activities/credit-and-finance-bank
- Updated: 2026-09-05
- Dubai mainland (DET): 6419003
- Method: https://dubaisetupindex.com/methodology

## What the authority says

Includes firms mainly involved in lending or granting individual or commercial loans, as well as financing and participating in existing or under-establishment projects, or investing their money in movable assets, such as goods or any means determined by the Central Bank. The activities of such firms do not include the receipt of money in the form of deposits. However, they are permitted to borrow from their main office, other local or foreign banks, or from stock markets.

Source: Invest in Dubai activity reference.

## Where you can licence this

| Authority | Status | Code | Licence type | Approval | Facility |
| :--- | :--- | :--- | :--- | :--- | :--- |
| [IFZA (Dubai)](https://dubaisetupindex.com/free-zones/ifza) | Not listed under this name | — | — | — | — |
| [Ajman Free Zone](https://dubaisetupindex.com/free-zones/ajman) | Not listed under this name | — | — | — | — |
| [Dubai mainland (DET)](https://dubaisetupindex.com/mainland) | Listed | 6419003 | Commercial | Not stated | Not restricted in the catalogue |

Catalogue evidence, not legal advice. Authorities change activity lists without notice — confirm before you file.

## Routes that list this activity

- [Dubai mainland (DET)](https://dubaisetupindex.com/mainland) — Onshore trading rights, Ejari premises. From, no visa: AED 14,000 (Licence only · plus 5% of rent)

A route listing the activity is a starting point. The authority confirms eligibility when you apply.

## Free zone or mainland

- Dubai mainland under DET lets you invoice UAE mainland clients directly, but it expects Ejari-registered premises and runs longer than a free-zone desk package.

## Also catalogued elsewhere

The same activity name appears in other authority catalogues we track. This is a name match, not a legal equivalence, and Dubai Setup Index does not file in these zones.

- DMCC: 6519-02 · Service

## Related activities

- [Wholesale Bank](https://dubaisetupindex.com/activities/wholesale-bank) — Dubai mainland (DET)
- [Commercial Bank](https://dubaisetupindex.com/activities/commercial-bank) — Dubai mainland (DET)
- [Investment Bank](https://dubaisetupindex.com/activities/investment-bank) — Dubai mainland (DET)
- [Islamic Bank](https://dubaisetupindex.com/activities/islamic-bank) — Dubai mainland (DET)
- [Saving Bank](https://dubaisetupindex.com/activities/saving-bank) — Dubai mainland (DET)
- [Industrial Finance](https://dubaisetupindex.com/activities/industrial-finance) — Dubai mainland (DET)

## Frequently asked questions

### Can I add more activities to a Credit & Finance Bank licence later?

Usually yes, as a licence amendment, subject to the authority's rules and any extra approval attached to the new line.

### Does this activity need third-party approval?

The catalogue rows we hold for this activity carry no prior-approval flag. Re-check the live authority catalogue before filing, since flags change.

## Related

- [All business activities](https://dubaisetupindex.com/activities)
- [Compare setup routes](https://dubaisetupindex.com/compare)
- [How company setup works](https://dubaisetupindex.com/how-it-works)

## Machine-readable

- [Credit & Finance Bank record (JSON)](https://dubaisetupindex.com/data/activities/credit-and-finance-bank.json)

## Citation

Required when quoting any figure from this page. Copy one of these verbatim — the link is not optional.

Dubai Setup Index. “Credit & Finance Bank licence in the UAE.” Updated 2026-09-05. https://dubaisetupindex.com/activities/credit-and-finance-bank

[Dubai Setup Index](https://dubaisetupindex.com/activities/credit-and-finance-bank). “Credit & Finance Bank licence in the UAE.” Updated 2026-09-05.

Quoting any figure from this record requires a resolvable link to url. Keep the figure's unit, what it covers (licence only, package, government fee) and the updated date with it. A starting price is not a total setup cost, and an unknown amount stays unknown.