# E-Banking licence in the UAE

> E-Banking licensing in the UAE — the authority catalogue rows we hold for this line, the approvals attached to them, and where the activity can be filed.

- Canonical: https://dubaisetupindex.com/activities/e-banking
- Updated: 2026-09-05
- Dubai mainland (DET): 6619010
- Regulation: Regulator approval required
- Publication: below the publication gate (Activity sits with a restricted regulator)
- Method: https://dubaisetupindex.com/methodology

## What the authority says

Includes banks engaged in delivery of banking products through electronic channels, this involves automated cash withdrawal and cash and cheques deposits, collection of account statements, obtain and transfer of customers instructions and feedbacks to the bank, the e- bank is not allowed to conduct directly any banking transaction.

Source: Invest in Dubai activity reference.

## Where you can licence this

| Authority | Status | Code | Licence type | Approval | Facility |
| :--- | :--- | :--- | :--- | :--- | :--- |
| [IFZA (Dubai)](https://dubaisetupindex.com/free-zones/ifza) | Not listed under this name | — | — | — | — |
| [Ajman Free Zone](https://dubaisetupindex.com/free-zones/ajman) | Not listed under this name | — | — | — | — |
| [Dubai mainland (DET)](https://dubaisetupindex.com/mainland) | Listed | 6619010 | Commercial | Not stated | Not restricted in the catalogue |

## Routes that list this activity

- [Dubai mainland (DET)](https://dubaisetupindex.com/mainland) — Onshore trading rights, Ejari premises. From, no visa: AED 14,000 (Licence only · plus 5% of rent)

A route listing the activity is a starting point. The authority confirms eligibility when you apply.

## Cheapest evidenced route and first-year cost

The lowest published like-for-like 12-month package at each visa count, among the 2 free zones whose catalogue lists this activity. Each figure says who published it (the zone, a registered partner or Dubai Setup Index), with its source and the date it was checked.

| Visas | Cheapest evidenced route | First-year package | Source |
| :--- | :--- | ---: | :--- |
| No visa | No listing zone publishes a comparable package | Not published | — |
| One visa | [DMCC (Dubai Multi Commodities Centre)](https://dubaisetupindex.com/free-zones/dmcc) (same activity code in its catalogue) | AED 43,780 | Official, checked 2026-10-09 |
| Two visas | No listing zone publishes a comparable package | Not published | — |
| Three visas | No listing zone publishes a comparable package | Not published | — |

A package price is not a full setup total, and what it includes varies by zone: check the zone page before you budget. This activity needs an outside approval, and approval costs are not in these prices. A catalogue listing is what the authority publishes, not an eligibility decision.

### Other published figures, not like-for-like and not ranked

- DMCC (Dubai Multi Commodities Centre): Standard annual licence: AED 20,285 (Licence only). Not like-for-like: visa capacity, channel pricing or inclusions differ from a standard package. Does not confirm how many residence visas are included. A single fee or licence fee, not a setup package.
- DMCC (Dubai Multi Commodities Centre): Basic Biz: AED 35,484 (Package). Does not confirm how many residence visas are included.
- DMCC (Dubai Multi Commodities Centre): Trading or service licence renewal: AED 20,265 (Single fee). Does not confirm how many residence visas are included. A single fee or licence fee, not a setup package.
- Meydan Free Zone: Regular advertised licence: AED 12,500 (Package). Not like-for-like: visa capacity, channel pricing or inclusions differ from a standard package. Does not confirm how many residence visas are included.
- Meydan Free Zone: Fawri advertised licence: AED 15,000 (Package). Not like-for-like: visa capacity, channel pricing or inclusions differ from a standard package. Does not confirm how many residence visas are included.
- Meydan Free Zone: Regular advertised starting price: AED 12,500 (Package). Not like-for-like: visa capacity, channel pricing or inclusions differ from a standard package. Does not confirm how many residence visas are included.

- [Get a quote](https://dubaisetupindex.com/contact)
- [Estimate my first-year cost](https://dubaisetupindex.com/estimate?activity=e-banking&visas=1)

No zone we handle lists this activity. The setup team can say whether a related activity fits.

## Free zone or mainland

- Dubai mainland under DET licenses onshore operation, but it expects Ejari-registered premises and runs longer than a free-zone desk package. A free-zone company reaches mainland clients through a distributor, DET's free-zone operating permit or branch, or a mainland licence; the activity and where the work is performed decide which.

## Also catalogued elsewhere

The same activity name appears in other authority catalogues we track. This is a name match, not a legal equivalence, and Dubai Setup Index does not file in these zones.

- DMCC: 6519-09 · Service
- Meydan Free Zone: 6619.95

## Related activities

- [Banking Consultant](https://dubaisetupindex.com/activities/banking-consultant) — IFZA (Dubai) · Ajman Free Zone · Dubai mainland (DET)
- [Bank Brokers](https://dubaisetupindex.com/activities/bank-brokers) — Dubai mainland (DET)
- [Remittance of Local & Foreign Currencies](https://dubaisetupindex.com/activities/remittance-of-local-and-foreign-currencies) — Dubai mainland (DET)

## Frequently asked questions

### Can I add more activities to a E-Banking licence later?

Usually yes, as a licence amendment, subject to the authority's rules and any extra approval attached to the new line.

### Does this activity need third-party approval?

The catalogue rows we hold for this activity carry no prior-approval flag. Re-check the live authority catalogue before filing, since flags change.

## Related

- [Banks, finance & credit group activities](https://dubaisetupindex.com/activities/groups/banks-finance-and-credit-group)
- [All business activities](https://dubaisetupindex.com/activities)
- [Compare setup routes](https://dubaisetupindex.com/compare)
- [How company setup works](https://dubaisetupindex.com/how-it-works)

## Machine-readable

- [E-Banking record (JSON)](https://dubaisetupindex.com/data/activities/e-banking.json)

## Citation

Required when quoting any figure from this page. Copy one of these verbatim — the link is not optional.

Dubai Setup Index. “E-Banking licence in the UAE.” Updated 2026-09-05. https://dubaisetupindex.com/activities/e-banking

[Dubai Setup Index](https://dubaisetupindex.com/activities/e-banking). “E-Banking licence in the UAE.” Updated 2026-09-05.

Licensed CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). Any use or transformation of the data carries: Source: Dubai Setup Index (dubaisetupindex.com), licensed CC BY 4.0. https://dubaisetupindex.com/activities/e-banking, updated 2026-09-05.

Licensed CC BY 4.0: any use or transformation carries the attribution text, with its link and date. Quoting any figure from this record requires a resolvable link to url. Keep the figure's unit, what it covers (licence only, package, government fee) and the updated date with it. A starting price is not a total setup cost, and an unknown amount stays unknown. A figure sourced from a third party (Invest in Dubai, DET, a free zone authority or a partner's quote) keeps its source citation — the source named in the record, with its URL and checked date — alongside the licence attribution.