# Granting of Consumer Credit licence in the UAE

> Granting of Consumer Credit licensing in the UAE — the authority catalogue rows we hold for this line, the approvals attached to them, and where the activity can be filed.

- Canonical: https://dubaisetupindex.com/activities/granting-of-consumer-credit
- Updated: 2026-09-05
- Dubai mainland (DET): 6492006
- Publication: below the publication gate (No decision value beyond the activity name)
- Method: https://dubaisetupindex.com/methodology

## What the authority says

Includes lending institutions other than banks involved in granting loans for non-business purposes such as personal loans, overdraft facilities, car financing, credit card payments, financial leasing or loans for any other personal purposes

Source: Invest in Dubai activity reference.

## Where you can licence this

| Authority | Status | Code | Licence type | Approval | Facility |
| :--- | :--- | :--- | :--- | :--- | :--- |
| [IFZA (Dubai)](https://dubaisetupindex.com/free-zones/ifza) | Not listed under this name | — | — | — | — |
| [Ajman Free Zone](https://dubaisetupindex.com/free-zones/ajman) | Not listed under this name | — | — | — | — |
| [Dubai mainland (DET)](https://dubaisetupindex.com/mainland) | Listed | 6492006 | Commercial | Not stated | Not restricted in the catalogue |

Catalogue evidence, not legal advice. Authorities change activity lists without notice — confirm before you file.

## Routes that list this activity

- [Dubai mainland (DET)](https://dubaisetupindex.com/mainland) — Onshore trading rights, Ejari premises. From, no visa: AED 14,000 (Licence only · plus 5% of rent)

A route listing the activity is a starting point. The authority confirms eligibility when you apply.

## Free zone or mainland

- Dubai mainland under DET lets you invoice UAE mainland clients directly, but it expects Ejari-registered premises and runs longer than a free-zone desk package.

## Related activities

- [Financing Operations](https://dubaisetupindex.com/activities/financing-operations) — Dubai mainland (DET)
- [Real Estate Finance](https://dubaisetupindex.com/activities/real-estate-finance) — Dubai mainland (DET)
- [Industrial Finance](https://dubaisetupindex.com/activities/industrial-finance) — Dubai mainland (DET)
- [Agricultural Finance](https://dubaisetupindex.com/activities/agricultural-finance) — Dubai mainland (DET)
- [Restricted License Finance services](https://dubaisetupindex.com/activities/restricted-license-finance-services) — Dubai mainland (DET)
- [Credit & Finance Bank](https://dubaisetupindex.com/activities/credit-and-finance-bank) — Dubai mainland (DET)

## Frequently asked questions

### Can I add more activities to a Granting of Consumer Credit licence later?

Usually yes, as a licence amendment, subject to the authority's rules and any extra approval attached to the new line.

### Does this activity need third-party approval?

The catalogue rows we hold for this activity carry no prior-approval flag. Re-check the live authority catalogue before filing, since flags change.

## Related

- [All business activities](https://dubaisetupindex.com/activities)
- [Compare setup routes](https://dubaisetupindex.com/compare)
- [How company setup works](https://dubaisetupindex.com/how-it-works)

## Machine-readable

- [Granting of Consumer Credit record (JSON)](https://dubaisetupindex.com/data/activities/granting-of-consumer-credit.json)

## Citation

Required when quoting any figure from this page. Copy one of these verbatim — the link is not optional.

Dubai Setup Index. “Granting of Consumer Credit licence in the UAE.” Updated 2026-09-05. https://dubaisetupindex.com/activities/granting-of-consumer-credit

[Dubai Setup Index](https://dubaisetupindex.com/activities/granting-of-consumer-credit). “Granting of Consumer Credit licence in the UAE.” Updated 2026-09-05.

Quoting any figure from this record requires a resolvable link to url. Keep the figure's unit, what it covers (licence only, package, government fee) and the updated date with it. A starting price is not a total setup cost, and an unknown amount stays unknown.