# Work Accident Insurance licence in the UAE

> Work Accident Insurance licensing in the UAE — the authority catalogue rows we hold for this line, the approvals attached to them, and where the activity can be filed.

- Canonical: https://dubaisetupindex.com/activities/work-accident-insurance
- Updated: 2026-09-05
- Dubai mainland (DET): 6512003
- Regulation: Regulator approval required
- Publication: below the publication gate (No decision value beyond the activity name; Activity sits with a restricted regulator)
- Method: https://dubaisetupindex.com/methodology

## What the authority says

It includes Firms that work in the insurance field and specialize in covering this type of document, as this document covers bodily injuries and death that befall the insured’s employees and workers as a result of an accident occurring during work and because of work, in accordance with the Labor and Workers Law, as well as covering accidents that occur to workers or employees while going from their homes to work and vice versa, provided that the usual route is followed.

Source: Invest in Dubai activity reference.

## Where you can licence this

| Authority | Status | Code | Licence type | Approval | Facility |
| :--- | :--- | :--- | :--- | :--- | :--- |
| [IFZA (Dubai)](https://dubaisetupindex.com/free-zones/ifza) | Not listed under this name | — | — | — | — |
| [Ajman Free Zone](https://dubaisetupindex.com/free-zones/ajman) | Not listed under this name | — | — | — | — |
| [Dubai mainland (DET)](https://dubaisetupindex.com/mainland) | Listed | 6512003 | Commercial | Not stated | Not restricted in the catalogue |

Catalogue evidence, not legal advice. Authorities change activity lists without notice — confirm before you file.

## Routes that list this activity

- [Dubai mainland (DET)](https://dubaisetupindex.com/mainland) — Onshore trading rights, Ejari premises. From, no visa: AED 14,000 (Licence only · plus 5% of rent)

A route listing the activity is a starting point. The authority confirms eligibility when you apply.

## Free zone or mainland

- Dubai mainland under DET lets you invoice UAE mainland clients directly, but it expects Ejari-registered premises and runs longer than a free-zone desk package.

## Related activities

- [Other Types Of Insurance](https://dubaisetupindex.com/activities/other-types-of-insurance) — Dubai mainland (DET)
- [Health Insurance](https://dubaisetupindex.com/activities/health-insurance) — Dubai mainland (DET)
- [Fire Insurance](https://dubaisetupindex.com/activities/fire-insurance) — Dubai mainland (DET)
- [Accidents & Civil Liabilities Insurance](https://dubaisetupindex.com/activities/accidents-and-civil-liabilities-insurance) — Dubai mainland (DET)
- [Theft Insurance](https://dubaisetupindex.com/activities/theft-insurance) — Dubai mainland (DET)
- [Motor, Marine, Aviation & Transport Insurance](https://dubaisetupindex.com/activities/motor-marine-aviation-and-transport-insurance) — Dubai mainland (DET)

## Frequently asked questions

### Can I add more activities to a Work Accident Insurance licence later?

Usually yes, as a licence amendment, subject to the authority's rules and any extra approval attached to the new line.

### Does this activity need third-party approval?

The catalogue rows we hold for this activity carry no prior-approval flag. Re-check the live authority catalogue before filing, since flags change.

## Related

- [All business activities](https://dubaisetupindex.com/activities)
- [Compare setup routes](https://dubaisetupindex.com/compare)
- [How company setup works](https://dubaisetupindex.com/how-it-works)

## Machine-readable

- [Work Accident Insurance record (JSON)](https://dubaisetupindex.com/data/activities/work-accident-insurance.json)

## Citation

Required when quoting any figure from this page. Copy one of these verbatim — the link is not optional.

Dubai Setup Index. “Work Accident Insurance licence in the UAE.” Updated 2026-09-05. https://dubaisetupindex.com/activities/work-accident-insurance

[Dubai Setup Index](https://dubaisetupindex.com/activities/work-accident-insurance). “Work Accident Insurance licence in the UAE.” Updated 2026-09-05.

Quoting any figure from this record requires a resolvable link to url. Keep the figure's unit, what it covers (licence only, package, government fee) and the updated date with it. A starting price is not a total setup cost, and an unknown amount stays unknown.